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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,635 | $222,882+77.5% | $182,153+117.2% | $198,609+99.2% |
| Participation rate | 40.0% | 67.8%-27.8pp | 65.7%-25.7pp | 82.4%-42.4pp |
| Annual return | -3.97% | 38.53%-42.5pp | 35.04%-39.0pp | 202.70%-206.7pp |
| Employer contribution / active EE | $983 | $2,741-64.1% | $2,593-62.1% | $5,055-80.5% |
| Participant deferral / active EE | $1,842 | $4,212-56.3% | $3,776-51.2% | $6,977-73.6% |
| Admin fee / account holder | $25 | $8,972-99.7% | $9,477-99.7% | $19,030-99.9% |