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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,635 | $116,167+240.6% | $64,489+513.5% | $137,256+188.2% |
| Participation rate | 40.0% | 68.2%-28.2pp | 67.7%-27.7pp | 80.0%-40.0pp |
| Annual return | -3.97% | 36.55%-40.5pp | 55.03%-59.0pp | 220.34%-224.3pp |
| Employer contribution / active EE | $983 | $2,483-60.4% | $1,523-35.4% | $4,156-76.3% |
| Participant deferral / active EE | $1,842 | $4,215-56.3% | $2,778-33.7% | $6,407-71.3% |
| Admin fee / account holder | $25 | $6,188-99.6% | $4,260-99.4% | $12,270-99.8% |