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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,635 | $151,427+161.3% | $112,860+250.6% | $154,746+155.7% |
| Participation rate | 40.0% | 69.1%-29.1pp | 66.3%-26.3pp | 80.7%-40.7pp |
| Annual return | -3.97% | 30.95%-34.9pp | 35.26%-39.2pp | 172.34%-176.3pp |
| Employer contribution / active EE | $983 | $2,750-64.2% | $2,206-55.4% | $4,379-77.5% |
| Participant deferral / active EE | $1,842 | $4,285-57.0% | $3,493-47.3% | $6,730-72.6% |
| Admin fee / account holder | $25 | $7,369-99.7% | $6,841-99.6% | $14,365-99.8% |