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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,506 | $97,125-66.5% | $86,233-62.3% | $137,256-76.3% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 9.60% | 74.19%-64.6pp | 61.39%-51.8pp | 220.34%-210.7pp |
| Employer contribution / active EE | $1,923 | $2,841-32.3% | $2,504-23.2% | $4,156-53.7% |
| Participant deferral / active EE | $1,583 | $5,180-69.4% | $4,559-65.3% | $6,407-75.3% |
| Admin fee / account holder | $23,925 | $9,725+146.0% | $8,342+186.8% | $12,270+95.0% |