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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,980 | $89,259-25.0% | $107,187-37.5% | $82,637-18.9% |
| Participation rate | 95.1% | 67.9%+27.2pp | 75.0%+20.1pp | 68.1%+27.0pp |
| Annual return | 41.97% | 21.02%+20.9pp | 204.55%-162.6pp | 53.51%-11.5pp |
| Employer contribution / active EE | $8,228 | $3,080+167.2% | $3,782+117.6% | $2,552+222.4% |
| Participant deferral / active EE | $15,598 | $4,037+286.4% | $5,096+206.1% | $4,126+278.0% |
| Admin fee / account holder | $8,727 | $7,381+18.2% | $9,162-4.8% | $7,339+18.9% |