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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,028 | $134,817-89.6% | $123,973-88.7% | $155,188-91.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.96% | 515.49%-495.5pp | 388.13%-368.2pp | 148.84%-128.9pp |
| Employer contribution / active EE | $4,872 | $4,425+10.1% | $4,126+18.1% | $4,248+14.7% |
| Participant deferral / active EE | $6,182 | $5,706+8.3% | $5,247+17.8% | $6,531-5.3% |
| Admin fee / account holder | $5,985 | $13,245-54.8% | $11,799-49.3% | $14,480-58.7% |