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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,970 | $172,111+32.5% | $150,298+51.7% | $137,256+66.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 20.16% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.2pp |
| Employer contribution / active EE | $31,250 | $4,636+574.0% | $4,154+652.3% | $4,156+651.9% |
| Participant deferral / active EE | $26,000 | $6,166+321.7% | $5,453+376.8% | $6,407+305.8% |
| Admin fee / account holder | $610 | $16,471-96.3% | $14,116-95.7% | $12,270-95.0% |