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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,219 | $174,379-58.0% | $152,093-51.9% | $138,895-47.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.03% | 74.86%-61.8pp | 66.36%-53.3pp | 145.39%-132.4pp |
| Employer contribution / active EE | $6,831 | $4,652+46.9% | $4,175+63.6% | $4,194+62.9% |
| Participant deferral / active EE | $7,136 | $6,159+15.9% | $5,451+30.9% | $6,396+11.6% |
| Admin fee / account holder | $1,535 | $16,880-90.9% | $14,497-89.4% | $12,562-87.8% |