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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,424 | $101,618-82.9% | $93,063-81.3% | $137,256-87.3% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 19.30% | 223.95%-204.6pp | 34.15%-14.9pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,920 | $2,707-29.1% | $2,476-22.4% | $4,156-53.8% |
| Participant deferral / active EE | $4,033 | $4,279-5.7% | $3,958+1.9% | $6,407-37.0% |
| Admin fee / account holder | $888 | $6,198-85.7% | $6,033-85.3% | $12,270-92.8% |