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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,493 | $75,541+455.3% | $152,093+175.8% | $82,637+407.6% |
| Participation rate | 84.4% | 66.5%+17.8pp | 77.8%+6.6pp | 68.1%+16.3pp |
| Annual return | 14.74% | 32.56%-17.8pp | 66.36%-51.6pp | 53.51%-38.8pp |
| Employer contribution / active EE | $2,646 | $2,622+0.9% | $4,175-36.6% | $2,552+3.7% |
| Participant deferral / active EE | $4,789 | $3,206+49.4% | $5,451-12.1% | $4,126+16.1% |
| Admin fee / account holder | $1,451 | $6,405-77.3% | $14,497-90.0% | $7,339-80.2% |