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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,493 | $76,407+449.0% | $150,298+179.1% | $82,448+408.8% |
| Participation rate | 84.4% | 66.4%+18.0pp | 77.8%+6.6pp | 68.1%+16.3pp |
| Annual return | 14.74% | 39.99%-25.3pp | 62.79%-48.0pp | 41.64%-26.9pp |
| Employer contribution / active EE | $2,646 | $2,614+1.2% | $4,154-36.3% | $2,551+3.7% |
| Participant deferral / active EE | $4,789 | $3,214+49.0% | $5,453-12.2% | $4,139+15.7% |
| Admin fee / account holder | $1,451 | $6,352-77.2% | $14,116-89.7% | $7,234-79.9% |