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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,599 | $172,111-71.2% | $150,298-67.0% | $137,256-63.9% |
| Participation rate | 84.6% | 81.7%+2.9pp | 77.8%+6.9pp | 80.0%+4.7pp |
| Annual return | 25.46% | 69.37%-43.9pp | 62.79%-37.3pp | 220.34%-194.9pp |
| Employer contribution / active EE | $2,668 | $4,636-42.5% | $4,154-35.8% | $4,156-35.8% |
| Participant deferral / active EE | $8,135 | $6,166+31.9% | $5,453+49.2% | $6,407+27.0% |
| Admin fee / account holder | $4,089 | $16,471-75.2% | $14,116-71.0% | $12,270-66.7% |