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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,720 | $97,125-94.1% | $86,233-93.4% | $137,256-95.8% |
| Participation rate | 81.3% | 74.2%+7.1pp | 69.0%+12.2pp | 80.0%+1.3pp |
| Annual return | 26.58% | 74.19%-47.6pp | 61.39%-34.8pp | 220.34%-193.8pp |
| Employer contribution / active EE | $1,837 | $2,841-35.4% | $2,504-26.7% | $4,156-55.8% |
| Participant deferral / active EE | $2,850 | $5,180-45.0% | $4,559-37.5% | $6,407-55.5% |
| Admin fee / account holder | $2,970 | $9,725-69.5% | $8,342-64.4% | $12,270-75.8% |