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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,971 |
IMA WEALTH INC1 year Filed as: IMA ADVISORY SERVICES, INC. Service code 27 · EIN 48-1233289 | Advisory (Plan) | $19,046 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,854 | $88,360-63.9% | $145,433-78.1% | $67,986-53.1% |
| Participation rate | 91.9% | 65.5%+26.4pp | 82.1%+9.8pp | 57.2%+34.7pp |
| Annual return | 43.64% | 63.15%-19.5pp | 66.58%-22.9pp | 31.67%+12.0pp |
| Employer contribution / active EE | $3,219 | $3,054+5.4% | $4,554-29.3% | $2,019+59.4% |
| Participant deferral / active EE | $5,297 | $5,932-10.7% | $7,897-32.9% | $3,358+57.7% |
| Admin fee / account holder | $224 | $3,313-93.2% | $13,129-98.3% | $3,203-93.0% |