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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,450 | $174,379-17.7% | $152,093-5.7% | $138,895+3.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 33.71% | 74.86%-41.2pp | 66.36%-32.7pp | 145.39%-111.7pp |
| Employer contribution / active EE | $30,450 | $4,652+554.6% | $4,175+629.4% | $4,194+626.0% |
| Participant deferral / active EE | $11,176 | $6,159+81.5% | $5,451+105.0% | $6,396+74.7% |
| Admin fee / account holder | $521 | $16,880-96.9% | $14,497-96.4% | $12,562-95.9% |