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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,501 | $73,787+342.5% | $98,716+230.7% | $82,448+296.0% |
| Participation rate | 98.1% | 61.4%+36.7pp | 69.3%+28.9pp | 68.1%+30.1pp |
| Annual return | 16.80% | 18.57%-1.8pp | 31.81%-15.0pp | 41.64%-24.8pp |
| Employer contribution / active EE | $10,293 | $1,511+581.1% | $2,279+351.7% | $2,551+303.5% |
| Participant deferral / active EE | $4,870 | $3,081+58.1% | $4,048+20.3% | $4,139+17.7% |
| Admin fee / account holder | $26,203 | $6,500+303.1% | $8,703+201.1% | $7,234+262.2% |