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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,061 | $97,125+353.1% | $86,233+410.3% | $137,256+220.6% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 13.28% | 74.19%-60.9pp | 61.39%-48.1pp | 220.34%-207.1pp |
| Employer contribution / active EE | $1,309 | $2,841-53.9% | $2,504-47.7% | $4,156-68.5% |
| Participant deferral / active EE | $10,841 | $5,180+109.3% | $4,559+137.8% | $6,407+69.2% |
| Admin fee / account holder | $129,498 | $9,725+1231.7% | $8,342+1452.3% | $12,270+955.4% |