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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,201 | $209,336-73.6% | $197,124-72.0% | $137,256-59.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.92% | 48.09%-34.2pp | 44.34%-30.4pp | 220.34%-206.4pp |
| Employer contribution / active EE | $776 | $6,591-88.2% | $6,227-87.5% | $4,156-81.3% |
| Participant deferral / active EE | $3,384 | $9,614-64.8% | $9,135-63.0% | $6,407-47.2% |
| Admin fee / account holder | $2,306 | $17,308-86.7% | $16,298-85.9% | $12,270-81.2% |