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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,568 | $138,393-65.6% | $184,256-74.2% | $80,959-41.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.41% | 20.01%-5.6pp | 28.85%-14.4pp | 35.67%-21.3pp |
| Employer contribution / active EE | $871 | $4,847-82.0% | $6,427-86.4% | $2,757-68.4% |
| Participant deferral / active EE | $3,607 | $7,076-49.0% | $9,133-60.5% | $4,300-16.1% |
| Admin fee / account holder | $1,795 | $10,489-82.9% | $13,899-87.1% | $6,925-74.1% |