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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,317 | $159,978-1.0% | $147,041+7.7% | $145,978+8.5% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 12.65% | 98.36%-85.7pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $14,157 | $5,288+167.7% | $4,935+186.9% | $4,662+203.7% |
| Participant deferral / active EE | $13,669 | $8,429+62.2% | $8,071+69.4% | $6,690+104.3% |
| Admin fee / account holder | $962 | $15,053-93.6% | $13,006-92.6% | $13,400-92.8% |