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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,881 | $166,268+6.4% | $165,100+7.1% | $145,897+21.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.98% | 100.52%-88.5pp | 70.21%-58.2pp | 552.29%-540.3pp |
| Employer contribution / active EE | $5,714 | $5,284+8.1% | $4,348+31.4% | $4,663+22.6% |
| Participant deferral / active EE | $14,253 | $6,964+104.7% | $6,035+136.2% | $6,689+113.1% |
| Admin fee / account holder | $864 | $16,659-94.8% | $12,696-93.2% | $13,390-93.5% |