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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,023 | $58,241-29.6% | $81,780-49.8% | $80,911-49.3% |
| Participation rate | 93.9% | 63.4%+30.5pp | 72.4%+21.6pp | 67.6%+26.3pp |
| Annual return | 9.72% | 41.73%-32.0pp | 776.27%-766.6pp | 35.63%-25.9pp |
| Employer contribution / active EE | $3,703 | $2,343+58.0% | $2,914+27.1% | $2,756+34.4% |
| Participant deferral / active EE | $2,303 | $3,283-29.9% | $4,321-46.7% | $4,297-46.4% |
| Admin fee / account holder | $939 | $4,973-81.1% | $7,384-87.3% | $6,935-86.5% |