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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,023 | $58,311-29.6% | $81,882-49.9% | $80,959-49.3% |
| Participation rate | 93.9% | 63.5%+30.5pp | 72.4%+21.6pp | 67.7%+26.3pp |
| Annual return | 9.72% | 41.85%-32.1pp | 779.47%-769.8pp | 35.67%-26.0pp |
| Employer contribution / active EE | $3,703 | $2,347+57.8% | $2,916+27.0% | $2,757+34.3% |
| Participant deferral / active EE | $2,303 | $3,287-29.9% | $4,323-46.7% | $4,300-46.5% |
| Admin fee / account holder | $939 | $4,752-80.2% | $7,360-87.2% | $6,925-86.4% |