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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,741 | $196,972+21.7% | $182,262+31.5% | $198,609+20.7% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 18.62% | 158.27%-139.7pp | 140.60%-122.0pp | 202.70%-184.1pp |
| Employer contribution / active EE | $2,715 | $5,364-49.4% | $5,046-46.2% | $5,055-46.3% |
| Participant deferral / active EE | $6,204 | $8,643-28.2% | $8,276-25.0% | $6,977-11.1% |
| Admin fee / account holder | $2,498 | $18,429-86.4% | $16,712-85.1% | $19,030-86.9% |