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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,741 | $162,136+47.9% | $152,301+57.4% | $154,746+54.9% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 18.62% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $2,715 | $4,890-44.5% | $4,624-41.3% | $4,379-38.0% |
| Participant deferral / active EE | $6,204 | $8,341-25.6% | $8,004-22.5% | $6,730-7.8% |
| Admin fee / account holder | $2,498 | $15,759-84.2% | $14,398-82.7% | $14,365-82.6% |