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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,290 | $100,970+2.3% | $96,576+7.0% | $137,256-24.7% |
| Participation rate | 91.3% | 82.6%+8.7pp | 81.4%+9.9pp | 80.0%+11.3pp |
| Annual return | 19.58% | 38.16%-18.6pp | 38.47%-18.9pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,885 | $3,809-24.3% | $3,553-18.8% | $4,156-30.6% |
| Participant deferral / active EE | $2,678 | $8,286-67.7% | $7,956-66.3% | $6,407-58.2% |
| Admin fee / account holder | $3,289 | $11,312-70.9% | $11,381-71.1% | $12,270-73.2% |