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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,280 | $51,638+121.3% | $68,368+67.2% | $82,448+38.6% |
| Participation rate | 93.5% | 63.6%+29.9pp | 73.8%+19.7pp | 68.1%+25.4pp |
| Annual return | 13.37% | 37.53%-24.2pp | 292.57%-279.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $11,308 | $2,047+452.5% | $2,649+326.9% | $2,551+343.3% |
| Participant deferral / active EE | $8,414 | $2,914+188.8% | $4,123+104.1% | $4,139+103.3% |
| Admin fee / account holder | $18,312 | $4,643+294.4% | $5,150+255.6% | $7,234+153.1% |