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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,130 | $77,962+28.4% | $178,540-43.9% | $80,935+23.7% |
| Participation rate | 95.0% | 65.7%+29.3pp | 77.1%+17.9pp | 67.7%+27.3pp |
| Annual return | 12.98% | 18.10%-5.1pp | 27.15%-14.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $1,805 | $2,280-20.8% | $3,953-54.3% | $2,757-34.5% |
| Participant deferral / active EE | $6,564 | $4,404+49.0% | $6,281+4.5% | $4,299+52.7% |
| Admin fee / account holder | $5,821 | $7,156-18.6% | $10,424-44.2% | $6,924-15.9% |