Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 60 · EIN 04-2647786 | Sub-TA Fees | $53,865 |
HUMAN INTEREST ADVISOR LLC9 years Filed as: HUMAN INVESTING Service code 27 · EIN 74-3130983 | Advisory (Plan) | $46,763 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,820 | $89,465+23.9% | $164,866-32.8% | $77,671+42.7% |
| Participation rate | 57.6% | 78.6%-21.0pp | 78.6%-21.0pp | 70.6%-13.0pp |
| Annual return | 12.98% | 28.81%-15.8pp | 69.97%-57.0pp | 31.21%-18.2pp |
| Employer contribution / active EE | $3,409 | $2,568+32.8% | $4,343-21.5% | $2,726+25.0% |
| Participant deferral / active EE | $3,421 | $4,897-30.2% | $6,033-43.3% | $4,648-26.4% |
| Admin fee / account holder | $315 | $340-7.1% | $12,689-97.5% | $430-26.7% |