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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,322 | $70,366+217.4% | $66,674+234.9% | $138,895+60.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 18.62% | 386.41%-367.8pp | 321.24%-302.6pp | 145.39%-126.8pp |
| Employer contribution / active EE | $2,834 | $2,765+2.5% | $2,620+8.2% | $4,194-32.4% |
| Participant deferral / active EE | $2,834 | $4,374-35.2% | $4,084-30.6% | $6,396-55.7% |
| Admin fee / account holder | $322 | $5,262-93.9% | $5,098-93.7% | $12,562-97.4% |