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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,333 | $174,379+65.9% | $152,093+90.2% | $138,895+108.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 28.50% | 74.86%-46.4pp | 66.36%-37.9pp | 145.39%-116.9pp |
| Employer contribution / active EE | $6,670 | $4,652+43.4% | $4,175+59.8% | $4,194+59.0% |
| Participant deferral / active EE | $6,936 | $6,159+12.6% | $5,451+27.2% | $6,396+8.4% |
| Admin fee / account holder | $3,247 | $16,880-80.8% | $14,497-77.6% | $12,562-74.2% |