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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,333 | $185,312+56.1% | $161,489+79.2% | $154,746+87.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 28.50% | 103.84%-75.3pp | 89.72%-61.2pp | 172.34%-143.8pp |
| Employer contribution / active EE | $6,670 | $4,769+39.9% | $4,268+56.3% | $4,379+52.3% |
| Participant deferral / active EE | $6,936 | $6,350+9.2% | $5,630+23.2% | $6,730+3.0% |
| Admin fee / account holder | $3,247 | $18,654-82.6% | $16,006-79.7% | $14,365-77.4% |