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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,683 | $183,516+1.2% | $155,534+19.4% | $145,884+27.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.08% | 61.43%-41.3pp | 64.92%-44.8pp | 551.85%-531.8pp |
| Employer contribution / active EE | $6,431 | $5,315+21.0% | $4,675+37.6% | $4,662+37.9% |
| Participant deferral / active EE | $4,950 | $6,467-23.5% | $5,630-12.1% | $6,690-26.0% |
| Admin fee / account holder | $3,860 | $19,293-80.0% | $15,900-75.7% | $13,392-71.2% |