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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,819 | $171,930-51.2% | $151,266-44.6% | $154,746-45.8% |
| Participation rate | 64.3% | 80.5%-16.3pp | 77.0%-12.7pp | 80.7%-16.4pp |
| Annual return | 16.95% | 242.03%-225.1pp | 180.60%-163.7pp | 172.34%-155.4pp |
| Employer contribution / active EE | $0 | $4,710-100.0% | $4,237-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,349 | $8,191-46.9% | $7,337-40.7% | $6,730-35.4% |
| Admin fee / account holder | $40,491 | $15,803+156.2% | $13,159+207.7% | $14,365+181.9% |