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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,820 | $88,672+53.2% | $105,223+29.1% | $82,448+64.7% |
| Participation rate | 69.0% | 67.9%+1.0pp | 75.0%-6.1pp | 68.1%+0.9pp |
| Annual return | 14.50% | 30.86%-16.4pp | 180.65%-166.1pp | 41.64%-27.1pp |
| Employer contribution / active EE | $2,114 | $3,048-30.7% | $3,689-42.7% | $2,551-17.1% |
| Participant deferral / active EE | $3,506 | $4,036-13.1% | $5,072-30.9% | $4,139-15.3% |
| Admin fee / account holder | $4,409 | $7,146-38.3% | $8,859-50.2% | $7,234-39.1% |