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| Provider | Service type | Compensation |
|---|---|---|
Service code 59 · EIN 20-5254349 2601 31ST STREET, SUITE 200 · BOULDER, CO 80301 | Shareholder Servicing | $24,884 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Other fee... | $4,941 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB TRUST BANK Service code 99 | Other Fees | $1,329 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,644 | $60,393-57.5% | $81,820-68.7% | $74,429-65.5% |
| Participation rate | 96.9% | 62.9%+34.0pp | 72.4%+24.5pp | 67.2%+29.7pp |
| Annual return | 19.79% | 16.89%+2.9pp | 777.93%-758.1pp | 1368.38%-1348.6pp |
| Employer contribution / active EE | $5,128 | $2,626+95.3% | $2,915+75.9% | $2,625+95.4% |
| Participant deferral / active EE | $11,497 | $3,397+238.4% | $4,323+166.0% | $4,348+164.4% |
| Admin fee / account holder | $97 | $1,491-93.5% | $7,391-98.7% | $1,944-95.0% |