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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,349 | $100,203+88.0% | $85,240+121.0% | $145,897+29.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.04% | 84.28%-70.2pp | 66.75%-52.7pp | 552.29%-538.2pp |
| Employer contribution / active EE | $4,076 | $3,242+25.7% | $2,735+49.0% | $4,663-12.6% |
| Participant deferral / active EE | $15,034 | $5,299+183.7% | $4,527+232.1% | $6,689+124.7% |
| Admin fee / account holder | $569 | $7,265-92.2% | $6,165-90.8% | $13,390-95.8% |