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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,103 | $110,337-54.6% | $102,383-51.1% | $145,877-65.7% |
| Participation rate | 52.9% | 77.9%-25.0pp | 74.5%-21.6pp | 80.3%-27.4pp |
| Annual return | 10.35% | 24.83%-14.5pp | 24.94%-14.6pp | 551.28%-540.9pp |
| Employer contribution / active EE | $2,038 | $4,216-51.6% | $3,870-47.3% | $4,663-56.3% |
| Participant deferral / active EE | $3,677 | $5,621-34.6% | $5,060-27.3% | $6,691-45.0% |
| Admin fee / account holder | $17,654 | $9,750+81.1% | $8,391+110.4% | $13,402+31.7% |