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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,306 | $201,370-49.7% | $184,256-45.0% | $145,897-30.6% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 8.59% | 29.05%-20.5pp | 28.85%-20.3pp | 552.29%-543.7pp |
| Employer contribution / active EE | $1,849 | $7,024-73.7% | $6,427-71.2% | $4,663-60.3% |
| Participant deferral / active EE | $8,727 | $9,808-11.0% | $9,133-4.4% | $6,689+30.5% |
| Admin fee / account holder | $1,208 | $16,364-92.6% | $13,899-91.3% | $13,390-91.0% |