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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,269 | $75,541+91.0% | $152,093-5.1% | $82,637+74.6% |
| Participation rate | 85.0% | 66.5%+18.5pp | 77.8%+7.2pp | 68.1%+16.9pp |
| Annual return | 9.01% | 32.56%-23.5pp | 66.36%-57.3pp | 53.51%-44.5pp |
| Employer contribution / active EE | $3,463 | $2,622+32.0% | $4,175-17.1% | $2,552+35.7% |
| Participant deferral / active EE | $6,525 | $3,206+103.6% | $5,451+19.7% | $4,126+58.1% |
| Admin fee / account holder | $40,123 | $6,405+526.5% | $14,497+176.8% | $7,339+446.7% |