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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,269 | $77,814+85.4% | $158,223-8.8% | $86,983+65.9% |
| Participation rate | 85.0% | 68.4%+16.6pp | 79.2%+5.8pp | 69.5%+15.5pp |
| Annual return | 9.01% | 30.54%-21.5pp | 52.09%-43.1pp | 25.83%-16.8pp |
| Employer contribution / active EE | $3,463 | $2,592+33.6% | $4,109-15.7% | $2,584+34.0% |
| Participant deferral / active EE | $6,525 | $3,270+99.6% | $5,467+19.4% | $4,194+55.6% |
| Admin fee / account holder | $40,123 | $5,879+582.4% | $16,047+150.0% | $7,856+410.7% |