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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,967 | $88,754-51.6% | $81,820-47.5% | $145,877-70.5% |
| Participation rate | 23.8% | 75.1%-51.3pp | 72.4%-48.6pp | 80.3%-56.5pp |
| Annual return | 13.26% | 1031.77%-1018.5pp | 777.93%-764.7pp | 551.28%-538.0pp |
| Employer contribution / active EE | $788 | $3,085-74.5% | $2,915-73.0% | $4,663-83.1% |
| Participant deferral / active EE | $2,169 | $4,648-53.3% | $4,323-49.8% | $6,691-67.6% |
| Admin fee / account holder | $53,059 | $8,424+529.9% | $7,391+617.9% | $13,402+295.9% |