Retirement plan

JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC 401(K) PROFIT SHARING PLAN AND TRUST

Name: JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC - JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC 401(K) PROFIT SHARING PLAN AND TRUST (2024) Form 5500
Creator: JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC 401(K) PROFIT SHARING PLAN AND TRUST, JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC

JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLCEIN 91-2094678Plan #002PY 2024

450 BIRCHWOOD AVENUE, SUITE A - BELLINGHAM, WA 98225360-676-9727

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$2.2M

+17.5% from 2023

Total participants

0.0% from 2023

Average account balance

$197,137

+6.8% from 2023

Annual return

11.17%

+7.01 pp from 2023

Benchmarks

See 109,210 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort109,210 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$197K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

110.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$117K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1975

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$22K

$2172 / participant

Other / not subdivided$22K100.0%

% of EOY assets

1.002%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$197,137

$183,539+7.4%

$155,556+26.7%

$145,897+35.1%

Participation rate

90.0%

82.7%+7.3pp

78.2%+11.8pp

80.3%+9.7pp

Annual return

11.17%

61.31%-50.1pp

64.84%-53.7pp

552.29%-541.1pp

Employer contribution / active EE

$3,647

$5,315-31.4%

$4,675-22.0%

$4,663-21.8%

Participant deferral / active EE

$8,015

$6,467+23.9%

$5,631+42.3%

$6,689+19.8%

Admin fee / account holder

$1,975

$19,275-89.8%

$15,885-87.6%

$13,390-85.3%

JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JANE DIEVENEY-HINKLE, DDS & G. STEVEN SAWICKI, DDS PLLC 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion