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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $548,951 | $124,980+339.2% | $108,359+406.6% | $154,746+254.7% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 16.02% | 45.00%-29.0pp | 36.89%-20.9pp | 172.34%-156.3pp |
| Employer contribution / active EE | $1,100 | $2,851-61.4% | $2,399-54.2% | $4,379-74.9% |
| Participant deferral / active EE | $15,275 | $4,743+222.1% | $4,137+269.2% | $6,730+127.0% |
| Admin fee / account holder | $20 | $11,502-99.8% | $9,741-99.8% | $14,365-99.9% |