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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,895 | $72,071-89.0% | $68,368-88.5% | $137,256-94.2% |
| Participation rate | 77.8% | 76.2%+1.5pp | 73.8%+4.0pp | 80.0%-2.2pp |
| Annual return | 23.42% | 353.14%-329.7pp | 292.57%-269.2pp | 220.34%-196.9pp |
| Employer contribution / active EE | $1,667 | $2,788-40.2% | $2,649-37.1% | $4,156-59.9% |
| Participant deferral / active EE | $1,215 | $4,410-72.5% | $4,123-70.5% | $6,407-81.0% |
| Admin fee / account holder | $2,617 | $5,336-51.0% | $5,150-49.2% | $12,270-78.7% |