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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,895 | $102,595-92.3% | $94,057-91.6% | $154,746-94.9% |
| Participation rate | 77.8% | 76.0%+1.8pp | 73.3%+4.4pp | 80.7%-2.9pp |
| Annual return | 23.42% | 583.42%-560.0pp | 480.62%-457.2pp | 172.34%-148.9pp |
| Employer contribution / active EE | $1,667 | $3,147-47.0% | $2,933-43.2% | $4,379-61.9% |
| Participant deferral / active EE | $1,215 | $5,118-76.3% | $4,709-74.2% | $6,730-81.9% |
| Admin fee / account holder | $2,617 | $7,736-66.2% | $7,244-63.9% | $14,365-81.8% |