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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,410 | $61,816+33.3% | $97,260-15.3% | $80,935+1.8% |
| Participation rate | 40.0% | 63.5%-23.5pp | 72.7%-32.7pp | 67.7%-27.7pp |
| Annual return | 9.18% | -558.73%+567.9pp | 75.54%-66.4pp | 35.66%-26.5pp |
| Employer contribution / active EE | $680 | $1,836-63.0% | $2,721-75.0% | $2,757-75.3% |
| Participant deferral / active EE | $2,811 | $3,027-7.1% | $4,262-34.0% | $4,299-34.6% |
| Admin fee / account holder | $254 | $5,166-95.1% | $5,640-95.5% | $6,924-96.3% |