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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,634 | $172,111+23.0% | $150,298+40.8% | $137,256+54.2% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 6.52% | 69.37%-62.9pp | 62.79%-56.3pp | 220.34%-213.8pp |
| Employer contribution / active EE | $11,700 | $4,636+152.4% | $4,154+181.7% | $4,156+181.5% |
| Participant deferral / active EE | $11,700 | $6,166+89.8% | $5,453+114.6% | $6,407+82.6% |
| Admin fee / account holder | $12 | $16,471-99.9% | $14,116-99.9% | $12,270-99.9% |