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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,754 | $110,379+129.9% | $102,412+147.8% | $145,884+73.9% |
| Participation rate | 95.5% | 77.9%+17.5pp | 74.5%+21.0pp | 80.3%+15.2pp |
| Annual return | 12.67% | 24.84%-12.2pp | 24.94%-12.3pp | 551.85%-539.2pp |
| Employer contribution / active EE | $10,857 | $4,216+157.5% | $3,870+180.5% | $4,662+132.9% |
| Participant deferral / active EE | $14,670 | $5,622+160.9% | $5,060+189.9% | $6,690+119.3% |
| Admin fee / account holder | $21,092 | $9,745+116.4% | $8,388+151.5% | $13,392+57.5% |