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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,004 | $79,209-63.4% | $102,434-71.7% | $74,459-61.0% |
| Participation rate | 79.3% | 74.8%+4.5pp | 76.5%+2.8pp | 67.2%+12.0pp |
| Annual return | 22.54% | 54.98%-32.4pp | 29.46%-6.9pp | 1369.70%-1347.2pp |
| Employer contribution / active EE | $2,493 | $2,362+5.5% | $3,023-17.5% | $2,626-5.0% |
| Participant deferral / active EE | $5,227 | $4,417+18.3% | $5,055+3.4% | $4,350+20.2% |
| Admin fee / account holder | $1,752 | $2,002-12.5% | $9,462-81.5% | $1,945-9.9% |