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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,116 | $99,995-64.9% | $85,063-58.7% | $145,978-75.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | -22.79% | 83.99%-106.8pp | 66.54%-89.3pp | 550.52%-573.3pp |
| Employer contribution / active EE | $818 | $3,231-74.7% | $2,727-70.0% | $4,662-82.5% |
| Participant deferral / active EE | $1,482 | $5,295-72.0% | $4,523-67.2% | $6,690-77.9% |
| Admin fee / account holder | $14,283 | $7,255+96.9% | $6,155+132.1% | $13,400+6.6% |