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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,123 | $111,830-80.2% | $93,696-76.4% | $145,884-84.8% |
| Participation rate | 34.8% | 74.2%-39.4pp | 68.7%-33.9pp | 80.3%-45.5pp |
| Annual return | 17.78% | 204.08%-186.3pp | 133.74%-116.0pp | 551.85%-534.1pp |
| Employer contribution / active EE | $900 | $3,093-70.9% | $2,422-62.8% | $4,662-80.7% |
| Participant deferral / active EE | $1,290 | $4,920-73.8% | $4,417-70.8% | $6,690-80.7% |
| Admin fee / account holder | $592 | $10,249-94.2% | $8,287-92.9% | $13,392-95.6% |