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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,521 | $106,749+68.2% | $145,433+23.4% | $82,448+117.7% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 21.70% | 27.59%-5.9pp | 66.58%-44.9pp | 41.64%-19.9pp |
| Employer contribution / active EE | $3,378 | $3,444-1.9% | $4,554-25.8% | $2,551+32.4% |
| Participant deferral / active EE | $8,746 | $6,519+34.2% | $7,897+10.7% | $4,139+111.3% |
| Admin fee / account holder | $992 | $8,390-88.2% | $13,129-92.4% | $7,234-86.3% |