Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,841 | $57,119+510.7% | $85,187+309.5% | $80,935+331.0% |
| Participation rate | 3.0% | 56.4%-53.4pp | 67.5%-64.5pp | 67.7%-64.7pp |
| Annual return | 8.52% | 21.70%-13.2pp | 66.67%-58.1pp | 35.66%-27.1pp |
| Employer contribution / active EE | $433 | $1,802-76.0% | $2,732-84.2% | $2,757-84.3% |
| Participant deferral / active EE | $910 | $3,115-70.8% | $4,525-79.9% | $4,299-78.8% |
| Admin fee / account holder | $84,728 | $4,990+1597.9% | $6,162+1275.0% | $6,924+1123.6% |