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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,552 | $111,535-16.1% | $105,223-11.1% | $137,256-31.8% |
| Participation rate | 26.1% | 78.1%-52.0pp | 75.0%-49.0pp | 80.0%-53.9pp |
| Annual return | 14.84% | 237.85%-223.0pp | 180.65%-165.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $894 | $3,939-77.3% | $3,689-75.8% | $4,156-78.5% |
| Participant deferral / active EE | $3,887 | $5,500-29.3% | $5,072-23.4% | $6,407-39.3% |
| Admin fee / account holder | $4,020 | $9,721-58.6% | $8,859-54.6% | $12,270-67.2% |