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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,396 | $185,312+69.7% | $161,489+94.7% | $154,746+103.2% |
| Participation rate | 72.7% | 82.5%-9.7pp | 78.7%-6.0pp | 80.7%-8.0pp |
| Annual return | 10.80% | 103.84%-93.0pp | 89.72%-78.9pp | 172.34%-161.5pp |
| Employer contribution / active EE | $1,954 | $4,769-59.0% | $4,268-54.2% | $4,379-55.4% |
| Participant deferral / active EE | $4,938 | $6,350-22.2% | $5,630-12.3% | $6,730-26.6% |
| Admin fee / account holder | $90,606 | $18,654+385.7% | $16,006+466.1% | $14,365+530.7% |