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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,396 | $227,399+38.3% | $189,758+65.7% | $198,609+58.3% |
| Participation rate | 72.7% | 84.0%-11.3pp | 79.8%-7.1pp | 82.4%-9.7pp |
| Annual return | 10.80% | 61.03%-50.2pp | 52.62%-41.8pp | 202.70%-191.9pp |
| Employer contribution / active EE | $1,954 | $5,526-64.6% | $4,767-59.0% | $5,055-61.4% |
| Participant deferral / active EE | $4,938 | $6,837-27.8% | $5,856-15.7% | $6,977-29.2% |
| Admin fee / account holder | $90,606 | $25,162+260.1% | $20,388+344.4% | $19,030+376.1% |