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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,158 | $88,672+197.9% | $105,223+151.0% | $82,448+220.4% |
| Participation rate | 96.8% | 67.9%+28.8pp | 75.0%+21.7pp | 68.1%+28.7pp |
| Annual return | 15.20% | 30.86%-15.7pp | 180.65%-165.4pp | 41.64%-26.4pp |
| Employer contribution / active EE | $15,697 | $3,048+415.0% | $3,689+325.6% | $2,551+515.3% |
| Participant deferral / active EE | $4,051 | $4,036+0.4% | $5,072-20.1% | $4,139-2.1% |
| Admin fee / account holder | $6,306 | $7,146-11.8% | $8,859-28.8% | $7,234-12.8% |