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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,127 | $154,228-74.6% | $145,433-73.1% | $137,256-71.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.51% | 74.59%-55.1pp | 66.58%-47.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,044 | $4,804-57.5% | $4,554-55.1% | $4,156-50.8% |
| Participant deferral / active EE | $5,868 | $8,216-28.6% | $7,897-25.7% | $6,407-8.4% |
| Admin fee / account holder | $2,791 | $14,344-80.5% | $13,129-78.7% | $12,270-77.3% |