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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,165 | $169,336-54.4% | $129,384-40.4% | $145,884-47.1% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.6%+16.1pp | 80.3%+5.4pp |
| Annual return | 10.51% | 14408.70%-14398.2pp | 9461.77%-9451.3pp | 551.85%-541.3pp |
| Employer contribution / active EE | $5,245 | $5,540-5.3% | $4,153+26.3% | $4,662+12.5% |
| Participant deferral / active EE | $6,085 | $4,985+22.1% | $4,166+46.1% | $6,690-9.0% |
| Admin fee / account holder | $8,135 | $9,912-17.9% | $7,686+5.8% | $13,392-39.3% |