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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,165 | $169,161-54.4% | $129,295-40.3% | $145,959-47.1% |
| Participation rate | 85.7% | 76.5%+9.3pp | 69.6%+16.1pp | 80.3%+5.4pp |
| Annual return | 10.51% | 14348.07%-14337.6pp | 9429.28%-9418.8pp | 561.95%-551.4pp |
| Employer contribution / active EE | $5,245 | $5,543-5.4% | $4,157+26.2% | $4,661+12.5% |
| Participant deferral / active EE | $6,085 | $4,989+22.0% | $4,169+45.9% | $6,689-9.0% |
| Admin fee / account holder | $8,135 | $9,878-17.6% | $7,665+6.1% | $13,398-39.3% |